Post-9/11 GI Bill

Enacted on August 1, 2009, the Post-9/11 GI Bill has frequently been referred to as "the greatest veteran benefit since the original post-WWII version of the the GI Bill." It offers extensive education benefits for veterans and service members who served 90 days or more on active duty on or after September 11, 2001.


  • Eligible veterans and service members receive as much as 100% funding for tuition and fees at qualified colleges, universities, and accredited, non-college, degree-granting institutions (after October 1, 2011). The amount varies based on your Post-9/11 GI Bill entitlement percentage (see chart below) and the type of institution you attend. Up to 100% of your tuition and fees will be covered if you attend a public institution, and up to $18,077.50 annually will be covered if you attend a private institution.
  • You may receive a monthly living (housing) stipend based on the ZIP code of the school you are attending. The stipend currently averages $1,368 per month. It is based on the DOD's Basic Allowance for Housing (BAH) for an E-5 with dependents. Effective October 1, 2011, students taking 100% of their courses online will be eligible for a monthly stipend equal to half of the national average stipend (which is $684 for 2011). Learn more here.
  • Benefit includes a books-and-supplies stipend of $1,000 a year. (Effective October 1, 2011, students on active duty can also receive the books-and-supplies stipend.)
  • You may receive a one-time "relocation allowance" of $500 to help cover the cost of relocating from a rural location to attend school.
  • You may be able to transfer education benefits to family members.
  • Other benefits may include "license or certification" test reimbursements, work-study programs, and a $100-per-month tutorial assistance benefit.

Post-9/11 GI Bill benefits are available for 15 years after your discharge or separation. Each student has 36 months of benefits available.

GI Bill Entitlement

Determining how much of your tuition and fees will be covered:

  • Determine your Post-9/11 GI Bill entitlement percentage. This is based on the number of months you have served on active duty since September 11, 2001 (see chart above).
  • Multiply your Post-9/11 entitlement percentage by the amount covered at your institution (all tuition and fees at a public institution or up to $18,077.50 at a private institution).
  • If your entitlement is less than the school's tuition and fees, then you will be responsible to fund the difference. However, if your school participates in the Yellow Ribbon Program, the school and the Department of Veterans Affairs may cover all or part of the difference. See Yellow Ribbon Program for more information.

Post-9/11 GI Bill eligibility:

To be eligible for Post-9/11 GI Bill benefits, you must have received an honorable discharge and either:

  • Have completed at least 90 days of aggregate service after September 10, 2001; or
  • Have been discharged with a service-connected disability at least 30 days after September 10, 2001.

If you meet these requirements and would like to apply for these benefits, start by completing VA Form 22-1990.

Benefits comparison:

If you are eligible for both the Post-9/11 GI Bill and the Montgomery GI Bill for Active Duty (MGIB-AD), you are only entitled to receive benefits from one program. The following comparison chart can help you decide which program is best for you:

GI Bill Compare